DLO

$12.82

Public overview and default valuation.

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Valuation Details
Default assumptions: 10Y forecast, 9% market return, 2.5% terminal growth, 15.00% trendline growth.
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$23.25

With 20% Margin of Safety (MoS):

$18.60
▲ 45.09% upside
Capital Efficiency
Average Quarterly ROIC
1.64%
Cost of Capital (estimated)10%
Value StatusUnderperforming Capital

The company is earning below its required return. This may indicate inefficient use of capital or excess cash that isn't being reinvested.

Complete historical ROIC is available with
.
Fundamental Score
72
BullishWeighted across 6 signals
DCF Discount
45.1% discount to price
100
FCF Yield
5.3% trailing FCF yield
83
ROIC vs WACC
ROIC 1.6% vs WACC 10.0% (0.2x)
8
Net Debt / FCF
Net cash position
100
Buybacks
Share count shrinking
80
FCF CAGR (5Y)
43.3% 5Y FCF CAGR
100
Strengths: DCF Discount, FCF Yield. Concerns: ROIC vs WACC.
Narrative Score
53
Weak
Weighted across 3 recent drivers · Last 30 daysVs 6-Month Baseline: Above Avg (74th pct)
Trend: StableConfidence: 57%Updated: 5h ago
Sources: 12 (News 10 · Analyst 2)
Drivers
10 news sentiment+0.3
Analyst upgrades+0.0
Analyst reiterations0.0
Other Metrics
P/E22.9
Profit Margin17.8%
Owner Earnings$217.10m
One Dollar Premise89.00%
Debt/Equity1.54
Current Ratio1.53
PEG1.296
Free Cash Flow (in millions)
201920202021202220232024
$32$92$157$169$312$196
How Intrinziq Estimates Fair Value

Intrinziq estimates DLocal Limited's intrinsic value using a discounted cash flow (DCF) model based on free cash flow trends and a market-based discount rate. The model projects future cash flows over ten years and discounts them using a market return assumption to estimate fair value.

DLocal LimitedTechnology

DLocal Limited operates a payments platform in the United States, Europe, China, and internationally. Its payments platform enables merchants to get paid and to make payments online. The company serves commerce, streaming, ride-hailing, financial services, advertising, software as a service, travel, e-learning, on-demand delivery, gaming, and crypto industries. DLocal Limited was founded in 2016 and is headquartered in Montevideo, Uruguay.

Last updated: Feb 06, 2026
Data sources: Financial Modeling Prep
This valuation is based on assumptions and publicly available data. It is not financial advice or a recommendation to buy or sell any security. Always do your own research before making investment decisions.