Fair Isaac CorporationOpportunity Rank #262(FICO) Intrinsic Value & DCF Analysis (2026)
Current Price
$1,128.39
Last updated: May 08, 2026
Price vs Intrinsic Value
Fundamental Score
Weighted across 6 signals
Narrative Score
No change vs previous
Trend Score
As of 2026-05-08
The intrinsic value of Fair Isaac Corporation (FICO) is estimated at $569.06 per share based on a 10-year discounted cash flow (DCF) analysis. At the current price of $1,128.39, the stock appears overvalued relative to its projected cash flow fundamentals. This estimate assumes a 5.60% long-term growth rate and a 9.07% discount rate, reflecting expected future free cash flow and cost of capital.
The intrinsic value of Fair Isaac Corporation (FICO) is estimated at $569.06 per share based on a 10-year discounted cash flow (DCF) analysis. At the current price of $1,128.39, the stock appears overvalued relative to its projected cash flow fundamentals. This estimate assumes a 5.60% long-term growth rate and a 9.07% discount rate, reflecting expected future free cash flow and cost of capital.Valuation Details
Capital Efficiency
The company is earning a higher return on invested capital than it costs to raise that capital — a sign of strong, efficient value creation.
Fundamental Details
Narrative Details
Trend Details
Investment Coach
- Price moves to at least a mid-teens discount to fair value
- ROIC remains above cost of capital in upcoming quarters
- Narrative score trend shows meaningful shifts in direction
Free Cash Flow (in millions)
How Intrinziq Estimates Fair Value
Intrinziq estimates Fair Isaac Corporation's intrinsic value using a discounted cash flow (DCF) model based on free cash flow trends and a market-based discount rate. The model projects future cash flows over ten years and discounts them using a market return assumption to estimate fair value.
Fair Isaac CorporationTechnology
Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Software segment offers pre-configured decision management solution designed for various business problems or processes, such as marketing, account origination, customer management, customer engagement, fraud detection, financial crimes compliance, collection, and marketing, as well as associated professional services. This segment also provides FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to analytics to be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Fair Isaac Corporation markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.