GS

$890.41

Public overview and default valuation.

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Valuation Details
Default assumptions: 10Y forecast, 9% market return, 2.5% terminal growth, 8.00% trendline growth.
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$691.56

With 20% Margin of Safety (MoS):

$553.25
-37.87% downside
Capital Efficiency
Average Quarterly ROIC
1.14%
Cost of Capital (estimated)11%
Value StatusUnderperforming Capital

The company is earning below its required return. This may indicate inefficient use of capital or excess cash that isn't being reinvested.

Complete historical ROIC is available with
.
Fundamental Score
19
BearishWeighted across 6 signals
DCF Discount
37.9% premium to price
0
FCF Yield
7.4% trailing FCF yield
100
ROIC vs WACC
ROIC 1.1% vs WACC 11.0% (0.1x)
5
Net Debt / FCF
6.0x net debt to FCF
0
Buybacks
Share count growing
30
FCF CAGR (5Y)
-5.2% 5Y FCF CAGR (adjusted)
0
Strengths: FCF Yield. Concerns: DCF Discount, ROIC vs WACC.
Narrative Score
80
Strong
Weighted across 6 recent drivers · Last 30 daysVs 6-Month Baseline: High (91th pct)
Trend: Improving upConfidence: 100%Updated: 5h ago
Sources: 206 (News 200 · Analyst 6)
Drivers
154 news sentiment+3.7
41 regulatory scrutiny+0.9
Layoffs+0.1
Upgrade headlines+0.1
Legal risk-0.0
Earnings beat-0.0
Other Metrics
P/E16.2
Profit Margin13.7%
Owner Earnings$21.48b
One Dollar Premise25.00%
Debt/Equity13.40
Current Ratio0.65
PEG3.966
Free Cash Flow (in millions)
20052006200720082009201020112012201320142015201620172018201920202021202220232024
-$10,992-$45,873-$66,067$3,921$50,431-$4,930$22,829$13,840$5,249-$6,945$8,794$8,446-$14,557$28,403$32,311-$12,226$10,965$12,456-$10,271$20,007
How Intrinziq Estimates Fair Value

Intrinziq estimates The Goldman Sachs Group, Inc.'s intrinsic value using a discounted cash flow (DCF) model based on free cash flow trends and a market-based discount rate. The model projects future cash flows over ten years and discounts them using a market return assumption to estimate fair value.

The Goldman Sachs Group, Inc.Financial Services

The Goldman Sachs Group, Inc., a financial institution, provides a range of financial services for corporations, financial institutions, governments, and individuals worldwide. It operates through four segments: Investment Banking, Global Markets, Asset Management, and Consumer & Wealth Management. The company's Investment Banking segment provides financial advisory services, including strategic advisory assignments related to mergers and acquisitions, divestitures, corporate defense activities, restructurings, and spin-offs; and middle-market lending, relationship lending, and acquisition financing, as well as transaction banking services. This segment also offers underwriting services, such as equity underwriting for common and preferred stock and convertible and exchangeable securities; and debt underwriting for various types of debt instruments, including investment-grade and high-yield debt, bank and bridge loans, and emerging-and growth-market debt, as well as originates structured securities. Its Global Markets segment is involved in client execution activities for cash and derivative instruments; credit and interest rate products; and provision of equity intermediation and equity financing, clearing, settlement, and custody services, as well as mortgages, currencies, commodities, and equities related products. The company's Asset Management segment manages assets across various classes, including equity, fixed income, hedge funds, credit funds, private equity, real estate, currencies, and commodities; and provides customized investment advisory solutions, as well as invests in corporate, real estate, and infrastructure entities. Its Consumer & Wealth Management segment offers wealth advisory and banking services, including financial planning, investment management, deposit taking, and lending; private banking; and unsecured loans, as well as accepts saving and time deposits. The company was founded in 1869 and is headquartered in New York, New York.

Last updated: Feb 06, 2026
Data sources: Financial Modeling Prep
This valuation is based on assumptions and publicly available data. It is not financial advice or a recommendation to buy or sell any security. Always do your own research before making investment decisions.