MA

$551.89

Public overview and default valuation.

Log in to track this stock.

Valuation Details
Default assumptions: 10Y forecast, 9% market return, 2.5% terminal growth, 7.08% trendline growth.
Want to create your own valuation? Create a free account.
$487.12

With 20% Margin of Safety (MoS):

$389.70
-29.39% downside
Capital Efficiency
Average Quarterly ROIC
23.19%
Cost of Capital (estimated)11%
Value StatusCreating Value

The company is earning a higher return on invested capital than it costs to raise that capital — a sign of strong, efficient value creation.

Complete historical ROIC is available with
.
Fundamental Score
69
BullishWeighted across 6 signals
DCF Discount
29.4% premium to price
1
FCF Yield
3.7% trailing FCF yield
42
ROIC vs WACC
ROIC 23.2% vs WACC 11.0% (2.1x)
100
Net Debt / FCF
0.4x net debt to FCF
92
Buybacks
Share count shrinking
80
FCF CAGR (5Y)
17.9% 5Y FCF CAGR
100
Strengths: ROIC vs WACC, Net Debt / FCF. Concerns: DCF Discount.
Narrative Score
80
Strong
Weighted across 6 recent drivers · Last 30 daysVs 6-Month Baseline: High (91th pct)
Trend: Improving upConfidence: 100%Updated: 5h ago
Sources: 209 (News 200 · Analyst 9)
Drivers
127 news sentiment+4.0
67 regulatory scrutiny+2.9
3 earnings beat+0.4
Restructuring-0.1
2 analyst upgrades+0.0
Upgrade headlines+0.0
Other Metrics
P/E33.1
Profit Margin45.6%
Owner Earnings$16.60b
One Dollar Premise19.00%
Debt/Equity5.86
Current Ratio1.10
PEG5.819
Free Cash Flow (in millions)
20062007200820092010201120122013201420152016201720182019202020212022202320242025
$745$926$584$1,518$1,848$2,861$3,166$4,434$3,741$4,385$4,866$5,978$6,727$8,911$7,932$10,277$12,292$12,351$15,254$18,070
How Intrinziq Estimates Fair Value

Intrinziq estimates Mastercard Incorporated's intrinsic value using a discounted cash flow (DCF) model based on free cash flow trends and a market-based discount rate. The model projects future cash flows over ten years and discounts them using a market return assumption to estimate fair value.

Mastercard IncorporatedFinancial Services

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers other payment-related products and services. The company offers integrated products and value-added services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; prepaid programs and management services; commercial credit and debit payment products and solutions; and payment products and solutions that allow its customers to access funds in deposit and other accounts. It also provides value-added products and services comprising cyber and intelligence solutions for parties to transact, as well as proprietary insights, drawing on principled use of consumer, and merchant data services. In addition, the company offers analytics, test and learn, consulting, managed services, loyalty, processing, and payment gateway solutions for e-commerce merchants. Further, it provides open banking and digital identity platforms services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

Last updated: Feb 06, 2026
Data sources: Financial Modeling Prep
This valuation is based on assumptions and publicly available data. It is not financial advice or a recommendation to buy or sell any security. Always do your own research before making investment decisions.