OSCR

$12.51

Public overview and default valuation.

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Valuation Details
Default assumptions: 10Y forecast, 9% market return, 2.5% terminal growth, 15.00% trendline growth.
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$83.29

With 20% Margin of Safety (MoS):

$66.63
▲ 432.63% upside
Fundamental Score
86
BullishWeighted across 6 signals
DCF Discount
432.6% discount to price
100
FCF Yield
25.2% trailing FCF yield
100
ROIC vs WACC
ROIC vs WACC unavailable
50
Net Debt / FCF
Net cash position
100
Buybacks
Share count shrinking
80
FCF CAGR (5Y)
293.6% 5Y FCF CAGR (adjusted)
100
Strengths lead the score: DCF Discount, FCF Yield.
Narrative Score
49
Weak
Weighted across 3 recent drivers · Last 30 daysVs 6-Month Baseline: Below Avg (21th pct)
Trend: StableConfidence: 69%Updated: 4h ago
Sources: 24 (News 19 · Analyst 5)
Drivers
19 news sentiment-0.1
3 analyst upgrades+0.0
2 analyst reiterations0.0
Other Metrics
P/E-13.3
Profit Margin-2.2%
Owner Earnings-$179.71m
One Dollar Premise0.00%
Debt/Equity4.03
Current Ratio0.89
PEG0.270
Free Cash Flow (in millions)
201920202021202220232024
-$139$237-$156$409-$247$804
How Intrinziq Estimates Fair Value

Intrinziq estimates Oscar Health, Inc.'s intrinsic value using a discounted cash flow (DCF) model based on free cash flow trends and a market-based discount rate. The model projects future cash flows over ten years and discounts them using a market return assumption to estimate fair value.

Oscar Health, Inc.Healthcare

Oscar Health, Inc. provides health insurance products and services in the United States. The company offers Individual & Family, Small Group, and Medicare Advantage plans, as well as +Oscar, a technology driven platform designed to help providers and payor clients to engage with members and patients. It also provides reinsurance products. The company was formerly known as Mulberry Health Inc. and changed its name to Oscar Health, Inc. in January 2021. Oscar Health, Inc. was incorporated in 2012 and is headquartered in New York, New York.

Last updated: Feb 06, 2026
Data sources: Financial Modeling Prep
This valuation is based on assumptions and publicly available data. It is not financial advice or a recommendation to buy or sell any security. Always do your own research before making investment decisions.