Market Pulse53Neutral

Tian Ruixiang Holdings Ltd(TIRX) Intrinsic Value & DCF Analysis (2026)

Current Price

$0.03

Last updated: Jul 24, 2026

Price vs Intrinsic Value

$0.03
Price
$38.34
Intrinsic Value
Undervalued by 126435%MOS: $30.67

Fundamental Score

68/100
Bullish

Weighted across 6 signals

Narrative Score

50/100
Weak

No change vs previous

Trend Score

0/100
Unavailable

Trend data unavailable

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The intrinsic value of Tian Ruixiang Holdings Ltd (TIRX) is estimated at $38.34 per share based on a 10-year discounted cash flow (DCF) analysis. At the current price of $0.03, the stock appears undervalued relative to its projected cash flow fundamentals. This estimate assumes a 13.77% long-term growth rate and a 10.00% discount rate (calculated: 0.05%), reflecting expected future free cash flow and cost of capital.

The intrinsic value of Tian Ruixiang Holdings Ltd (TIRX) is estimated at $38.34 per share based on a 10-year discounted cash flow (DCF) analysis. At the current price of $0.03, the stock appears undervalued relative to its projected cash flow fundamentals. This estimate assumes a 13.77% long-term growth rate and a 10.00% discount rate (calculated: 0.05%), reflecting expected future free cash flow and cost of capital.

Valuation Details

$38.34
126434.65% upside
20% margin of safety: $30.67
Years: 10Growth Rate: 13.77%
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Capital Efficiency

Average Quarterly ROIC
-10.44%
Cost of Capital (estimated)7%
Value StatusUnderperforming Capital

The company is earning below its required return. This may indicate inefficient use of capital or excess cash that isn't being reinvested.

Complete historical ROIC is available with
.

Fundamental Details

68/100
BullishWeighted across 6 signals
DCF Discount
126434.7% discount to price
100
FCF Yield
10468.6% trailing FCF yield
100
ROIC vs WACC
ROIC -10.4% vs WACC 7.0% (-1.5x)
0
Net Debt / FCF
Net cash position
100
Buybacks
Share count growing
30
FCF CAGR (5Y)
31.4% 5Y FCF CAGR
100
Strengths: DCF Discount, FCF Yield. Concerns: ROIC vs WACC, Buybacks.

Narrative Details

50/100
Weak
Vs 6-Month Baseline:Low (15th pct)Weighted across 1 driver
Trend: StableConfidence: 36%Updated: 75d ago
Sources: 1 (1 News)
Drivers(last 30 days)
News sentiment+0.0

Trend Details

0/100
NeutralRules-based daily model
Trend score unavailable for this ticker right now.

Investment Coach

Updating... 45d ago
BUYConfidence: 57%
Thesis
Tian Ruixiang Holdings Ltd is significantly undervalued with an estimated fair value over 408,000% above its current price, supported by strong fundamentals and an exceptionally high free cash flow yield. Despite trailing returns relative to its cost of capital, the company shows constructive financial metrics and growth potential.
Key Risk
The company's return on invested capital is substantially below its weighted average cost of capital, indicating potential value destruction.
Signals To Watch
  • Monitor whether valuation discount remains above 10%.
  • Track ROIC vs WACC spread for sustained improvement.
  • Follow narrative trend for meaningful shifts in the score direction.
Ask the Coach - Available with
Historical Growth Rates
Free Cash Flow- - -Trend CAGR: 14.19%5 Year CAGR (Adjusted): 22.01%

Free Cash Flow (in millions)

TTM20242023202220212020201920182017
$2$1$10$-$10$$0$1$1

How Intrinziq Estimates Fair Value

Intrinziq estimates Tian Ruixiang Holdings Ltd's intrinsic value using a discounted cash flow (DCF) model based on free cash flow trends and a market-based discount rate. The model projects future cash flows over ten years and discounts them using a market return assumption to estimate fair value.

Tian Ruixiang Holdings LtdFinancial Services

Tian Ruixiang Holdings Ltd., together its subsidiaries, operates as an insurance broker in China. It distributes property and casualty insurance products, such as commercial property, liability, accidental, and automobile insurance; and health, life, and miscellaneous insurance products. Tian Ruixiang Holdings Ltd. was founded in 2010 and is headquartered in Beijing, China.

Tian Ruixiang Holdings Ltd (TIRX) Intrinsic Value & DCF (2026) | Intrinziq