V

$329.13

Public overview and default valuation.

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Valuation Details
Default assumptions: 10Y forecast, 9% market return, 2.5% terminal growth, 7.22% trendline growth.
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$303.81

With 20% Margin of Safety (MoS):

$243.05
-26.15% downside
Capital Efficiency
Average Quarterly ROIC
11.83%
Cost of Capital (estimated)10%
Value StatusCreating Value

The company is earning a higher return on invested capital than it costs to raise that capital — a sign of strong, efficient value creation.

Complete historical ROIC is available with
.
Fundamental Score
57
NeutralWeighted across 6 signals
DCF Discount
26.2% premium to price
6
FCF Yield
4.1% trailing FCF yield
53
ROIC vs WACC
ROIC 11.8% vs WACC 10.0% (1.2x)
59
Net Debt / FCF
0.2x net debt to FCF
96
Buybacks
Share count growing
30
FCF CAGR (5Y)
18.4% 5Y FCF CAGR
100
Strengths: Net Debt / FCF, FCF CAGR (5Y). Concerns: DCF Discount, Buybacks.
Narrative Score
80
Strong
Weighted across 6 recent drivers · Last 30 daysVs 6-Month Baseline: High (93th pct)
Trend: Improving upConfidence: 100%Updated: 4h ago
Sources: 206 (News 200 · Analyst 6)
Drivers
52 regulatory scrutiny+4.9
144 news sentiment+3.6
2 earnings beat-0.3
Downgrade headlines+0.1
Restructuring-0.1
2 analyst upgrades+0.0
Other Metrics
P/E30.7
Profit Margin50.2%
Owner Earnings$23.57b
One Dollar Premise25.00%
Debt/Equity1.54
Current Ratio1.10
PEG7.299
Free Cash Flow (in millions)
20062007200820092010201120122013201420152016201720182019202020212022202320242025
$435$665$946$864$2,932$4,225$5,385$3,493$7,758$6,998$6,097$9,915$13,431$13,540$11,176$15,932$19,819$21,814$21,207$25,958
How Intrinziq Estimates Fair Value

Intrinziq estimates Visa Inc.'s intrinsic value using a discounted cash flow (DCF) model based on free cash flow trends and a market-based discount rate. The model projects future cash flows over ten years and discounts them using a market return assumption to estimate fair value.

Visa Inc.Financial Services

Visa Inc. operates as a payments technology company worldwide. The company facilitates digital payments among consumers, merchants, financial institutions, businesses, strategic partners, and government entities. It operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. In addition, the company offers card products, platforms, and value-added services. It provides its services under the Visa, Visa Electron, Interlink, VPAY, and PLUS brands. Visa Inc. has a strategic agreement with Ooredoo to provide an enhanced payment experience for Visa cardholders and Ooredoo customers in Qatar. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.

Last updated: Feb 06, 2026
Data sources: Financial Modeling Prep
This valuation is based on assumptions and publicly available data. It is not financial advice or a recommendation to buy or sell any security. Always do your own research before making investment decisions.